FUNERAL INSURANCE

Get funeral insurance for yourself, your spouse and your extended family, and protect your nearest and dearest.

There is more to a funeral than the coffin, the eulogy, or feeding all those in mourning. Life carries on for your family after the funeral and the costs of this somber event can set them back financially, making an already difficult time unbearable. Funeral cover not only covers the costs around the funeral; it is an affordable option to protect the financial freedom of your family, which pays out much faster than other financial options – and with no interest payments.

FUNERAL INSURANCE

There is more to a funeral than the coffin, the eulogy, or feeding all those in mourning. Life carries on for your family after the funeral and the costs of this somber event can set them back financially, making an already difficult time unbearable. Funeral cover not only covers the costs around the funeral; it is an affordable option to protect the financial freedom of your family, which pays out much faster than other financial options – and with no interest payments. Get funeral insurance for yourself, your spouse and your extended family, and protect your nearest and dearest.

BENEFITS

  • Get cover from N$5,000 to N$30,000 for affordable premiums.
  • Get up to N$30,000 lump sum at your passing or that of your insured partner.
  • Get immediate payout in cases of disability or accidental death.

OPTIONAL BENEFITS

  • Funeral cover for blood relatives: your partner, children, parents, and even members of your extended family.
  • Provide cover for your family’s monthly expenses for a year after you pass away.
  • Get cash back after every five years after paying all your insurance policy premiums.
  • Cover the cost of an unveiling ceremony.
  • Get up to N$30,000 lump sum at your passing or that of your insured partner.
  • Get immediate payout in cases of disability or accidental death.

FREQUENTLY ASKED QUESTIONS AROUND FUNERAL COVER

For insurance companies calculating your funeral premium, the main consideration will be your age at the start of your policy.

Most insurance companies will not expect you to complete any medical examinations or tests. However, you may be asked some health and lifestyle questions. Depending on the funeral cover policy you choose to apply for, you may have to either complete an HIV test or disclose your HIV status in order for your insurance provider to determine your risk.

A good funeral insurance provider will offer cover for your spouse and up to 5 children (up to the age of 21). There is often an option to add a number of extended family members, including your parents or in-laws, to your policy at an additional cost per member.

Even if you are disabled, you can still qualify for funeral cover. Your disability may affect your policy premium, which is otherwise determined by general health and lifestyle factors.